Net NPA Ratio

Consistent across all 11 consumers

Formula

(Gross NPA − Provisions) / (Gross Advances − Provisions)

OSI-compliant export

This metric is exported in OSI v1.0 format. Consumers in dbt Semantic Layer, Cube, AtScale, Power BI, and Snowflake Cortex Analyst can ingest the definition directly — no re-implementation required.