Rajesh Kumar Sharma
98.4% confidenceCertified12 source records resolved into 1 golden record across 6 systems
Unified golden record
Hover any attribute to see provenanceFull name
Rajesh Kumar Sharma
FN
Finacle Retail Core (most recent KYC)· 12 Mar 2024PAN
AAAPK9876R
FN
Finacle Retail Core· VerifiedAadhaar (masked)
XXXX-XXXX-4523
FN
Finacle Retail Core (KYC verification)· 12 Mar 2024Date of birth
14 August 1978
FN
Finacle Retail Core· Consistent across 6 sourcesMobile (primary)
+91 98xxxxx234
SF
Salesforce FSC (most recent update)· 4 May 2026Mobile (alternate)
+91 99xxxxx112
BC
TCS BaNCS (Apex Capital)· 18 Aug 2023Email
r.sharma1978@gmail.com
SF
Salesforce FSC· 4 May 2026Address
B-204, Heritage Apartments, Lokhandwala Complex, Andheri West, Mumbai 400053
FN
Finacle Retail Core (KYC)· 12 Mar 2024Father's name
Mahendra Kumar Sharma
FN
Finacle Retail CoreKYC status
Full KYC
FN
Finacle Retail Core· Re-verified 12 Mar 2024Customer since
23 July 2009
PL
Pinnacle Life Policy Admin (auto insurance — earliest)Customer segment
Mass Affluent
DC
Derived · Unified Customer 360Risk tier
Medium
DC
Derived · Apex Capital + Finacle (no defaults)Annual income (declared)
₹24,00,000
AX
Apex LOS (most recent loan application)· 11 Feb 2025Employment
Senior Manager, Reliance Industries Limited
AX
Apex LOS· 11 Feb 2025Households linked
1 (4 members incl. spouse Sunita Sharma + 2 dependents)
DC
Derived · Household entityTotal relationship value
₹47,84,000
DC
Across deposits, loans, insurance, investments12 source records contributing to this customer
The same person, fragmented across retail, corporate, NBFC, insurance, CRM, and cards.
FN
#1Finacle Retail Core
Customer ID: 100847294
- Name
- Rajesh Kumar Sharma
- PAN
- AAAPK9876R
- Mobile
- +91 9812345234
- DOB
- 14/08/1978
- Address
- B-204, Heritage Apartments, Andheri West, Mumbai
- Portfolio
- SB account (since 2011), FD ×3, RD ×1
- Last activity
- 8 May 2026
FN
#2Finacle Retail Core
Customer ID: 100847295
- Name
- R K Sharma
- PAN
- AAAPK9876R
- Mobile
- +91 9812345234
- DOB
- 14/08/1978
Duplicate · Duplicate retail customer ID, created in error during 2018 system migration. Auto-merged.
BC
#3TCS BaNCS (Apex Capital)
Customer ID: APX-CUST-784521
- Name
- Rajesh K. Sharma
- PAN
- AAAPK9876R
- Mobile
- +91 9912345112
- DOB
- 14/08/1978
- Address
- B-204, Heritage Apartments, Andheri W, Mumbai 53
- Loan portfolio
- Personal Loan (₹8L, active), Auto Loan (closed 2024)
BC
#4TCS BaNCS (Apex Capital)
Customer ID: APX-CUST-892341
- Name
- Mr. R Kumar Sharma
- PAN
- AAAPK9876R
Duplicate · Duplicate created during merger data migration. Auto-merged.
PL
#5Pinnacle Life Policy Admin
Policy holder ID: PL-PH-44923
- Name
- Rajesh Kumar Sharma
- PAN
- AAAPK9876R
- Mobile
- +91 9812345234
- DOB
- 14/08/1978
- Address
- B-204, Heritage Apt, Andheri W, Mumbai
- Policy portfolio
- Term Life ₹2 Cr (since 2014), Auto policies ×2
PL
#6Pinnacle Life Policy Admin
Beneficiary ID: PL-BEN-23874
- Name
- Rajesh K Sharma
- PAN
- AAAPK9876R
Note · Linked as beneficiary on spouse's policy. Auto-merged with primary identity.
SF
#7Salesforce FSC
Contact ID: 003B0000045CXkLIAW
- Name
- Rajesh Kumar Sharma
- r.sharma1978@gmail.com
- Mobile
- +91 9812345234
- RM
- Anjali Desai
- Lifecycle
- Mass Affluent — Engaged
- Last interaction
- 4 May 2026 (RM call about wealth product)
SF
#8Salesforce FSC
Contact ID: 003B0000045CXkLIAY
- Name
- Rajesh Sharma
- rajesh.sharma@reliance.in (corporate)
Duplicate · Same person via PAN match. Auto-merged with primary contact.
FIS
#9FIS CardPro
Card account: 4xxx-xxxx-xxxx-7234
- Name
- Rajesh K Sharma
- DOB
- 14/08/1978
- Card portfolio
- Pinnacle Platinum Credit (since 2015), Pinnacle Cashback (since 2019)
- Spend tier
- ₹2.4L monthly average
AX
#10Apex LOS
Application ID: APX-LOS-2025-0184
- Name
- Rajesh Kumar Sharma
- PAN
- AAAPK9876R
- Mobile
- +91 9812345234
- Application
- Personal Loan ₹12L (Feb 2025, approved)
- Income
- ₹24,00,000
- Employer
- Reliance Industries Limited
- Address
- B-204, Heritage Apartments, Andheri W, Mumbai 400053
FC
#11Finacle Corporate
Authorized signatory record
- Name
- Rajesh Kumar Sharma
- PAN
- AAAPK9876R
- Role
- Authorized signatory · Reliance Industries Mumbai branch
Note · Linked but kept separate from retail identity (corporate-role context).
SF
#12Salesforce FSC
Lead ID: 00Q4x000003kZmAEAU
- Name
- Mr. Rajesh Sharma
- Source
- 2018 wealth product cross-sell campaign
Duplicate · Lead converted to existing customer. Auto-merged.
Why these records matched
1
PAN exact match (AAAPK9876R)
ENTITY MATCHdeterministic, 0 tokens11 records matched
100%
Auto-applied
Exact PAN equality across 11 records. No model inference used.
2
Mobile + DOB match
ENTITY MATCHprobabilistic, SLM-scored2 additional via alternate mobile
96.2%
Auto-applied
Mobile + DOB agreement scored by slm-classifier-v2 (1 call, 640 tokens). Above auto-merge threshold 0.95.
3
Name fuzzy + address match
ENTITY MATCHLLM-adjudicated2 additional records
91.8%
Steward-approved
Total cluster size12 records · 98.4% overall
Audit trail
- 9 May 2026, 11:42 AM
System · Auto-merged 9 high-confidence records via PAN match.
- 9 May 2026, 11:42 AM
System · Auto-merged 2 additional records via mobile + DOB match.
- 8 May 2026, 4:18 PM
Sandeep Krishnan · Approved fuzzy match: Apex LOS application APX-LOS-2025-0184 to existing identity (confidence 92.1%, manual review).
- 23 March 2024, 9:14 AM
System · Merged duplicate Finacle retail customer IDs (legacy migration cleanup).
- 18 January 2024, 2:33 PM
System · Initial unified record created from Finacle Retail Core + Pinnacle Life Policy Admin.