⌘K

Rajesh Kumar Sharma

98.4% confidenceCertified

12 source records resolved into 1 golden record across 6 systems

Unified golden record

Hover any attribute to see provenance
Full name
Rajesh Kumar Sharma
FN
Finacle Retail Core (most recent KYC)· 12 Mar 2024
PAN
AAAPK9876R
FN
Finacle Retail Core· Verified
Aadhaar (masked)
XXXX-XXXX-4523
FN
Finacle Retail Core (KYC verification)· 12 Mar 2024
Date of birth
14 August 1978
FN
Finacle Retail Core· Consistent across 6 sources
Mobile (primary)
+91 98xxxxx234
SF
Salesforce FSC (most recent update)· 4 May 2026
Mobile (alternate)
+91 99xxxxx112
BC
TCS BaNCS (Apex Capital)· 18 Aug 2023
Email
r.sharma1978@gmail.com
SF
Salesforce FSC· 4 May 2026
Address
B-204, Heritage Apartments, Lokhandwala Complex, Andheri West, Mumbai 400053
FN
Finacle Retail Core (KYC)· 12 Mar 2024
Father's name
Mahendra Kumar Sharma
FN
Finacle Retail Core
KYC status
Full KYC
FN
Finacle Retail Core· Re-verified 12 Mar 2024
Customer since
23 July 2009
PL
Pinnacle Life Policy Admin (auto insurance — earliest)
Customer segment
Mass Affluent
DC
Derived · Unified Customer 360
Risk tier
Medium
DC
Derived · Apex Capital + Finacle (no defaults)
Annual income (declared)
₹24,00,000
AX
Apex LOS (most recent loan application)· 11 Feb 2025
Employment
Senior Manager, Reliance Industries Limited
AX
Apex LOS· 11 Feb 2025
Households linked
1 (4 members incl. spouse Sunita Sharma + 2 dependents)
DC
Derived · Household entity
Total relationship value
₹47,84,000
DC
Across deposits, loans, insurance, investments

12 source records contributing to this customer

The same person, fragmented across retail, corporate, NBFC, insurance, CRM, and cards.

FN
#1Finacle Retail Core
Customer ID: 100847294
Name
Rajesh Kumar Sharma
PAN
AAAPK9876R
Mobile
+91 9812345234
DOB
14/08/1978
Address
B-204, Heritage Apartments, Andheri West, Mumbai
Portfolio
SB account (since 2011), FD ×3, RD ×1
Last activity
8 May 2026
FN
#2Finacle Retail Core
Customer ID: 100847295
Name
R K Sharma
PAN
AAAPK9876R
Mobile
+91 9812345234
DOB
14/08/1978
Duplicate · Duplicate retail customer ID, created in error during 2018 system migration. Auto-merged.
BC
#3TCS BaNCS (Apex Capital)
Customer ID: APX-CUST-784521
Name
Rajesh K. Sharma
PAN
AAAPK9876R
Mobile
+91 9912345112
DOB
14/08/1978
Address
B-204, Heritage Apartments, Andheri W, Mumbai 53
Loan portfolio
Personal Loan (₹8L, active), Auto Loan (closed 2024)
BC
#4TCS BaNCS (Apex Capital)
Customer ID: APX-CUST-892341
Name
Mr. R Kumar Sharma
PAN
AAAPK9876R
Duplicate · Duplicate created during merger data migration. Auto-merged.
PL
#5Pinnacle Life Policy Admin
Policy holder ID: PL-PH-44923
Name
Rajesh Kumar Sharma
PAN
AAAPK9876R
Mobile
+91 9812345234
DOB
14/08/1978
Address
B-204, Heritage Apt, Andheri W, Mumbai
Policy portfolio
Term Life ₹2 Cr (since 2014), Auto policies ×2
PL
#6Pinnacle Life Policy Admin
Beneficiary ID: PL-BEN-23874
Name
Rajesh K Sharma
PAN
AAAPK9876R
Note · Linked as beneficiary on spouse's policy. Auto-merged with primary identity.
SF
#7Salesforce FSC
Contact ID: 003B0000045CXkLIAW
Name
Rajesh Kumar Sharma
Email
r.sharma1978@gmail.com
Mobile
+91 9812345234
RM
Anjali Desai
Lifecycle
Mass Affluent — Engaged
Last interaction
4 May 2026 (RM call about wealth product)
SF
#8Salesforce FSC
Contact ID: 003B0000045CXkLIAY
Name
Rajesh Sharma
Email
rajesh.sharma@reliance.in (corporate)
Duplicate · Same person via PAN match. Auto-merged with primary contact.
FIS
#9FIS CardPro
Card account: 4xxx-xxxx-xxxx-7234
Name
Rajesh K Sharma
DOB
14/08/1978
Card portfolio
Pinnacle Platinum Credit (since 2015), Pinnacle Cashback (since 2019)
Spend tier
₹2.4L monthly average
AX
#10Apex LOS
Application ID: APX-LOS-2025-0184
Name
Rajesh Kumar Sharma
PAN
AAAPK9876R
Mobile
+91 9812345234
Application
Personal Loan ₹12L (Feb 2025, approved)
Income
₹24,00,000
Employer
Reliance Industries Limited
Address
B-204, Heritage Apartments, Andheri W, Mumbai 400053
FC
#11Finacle Corporate
Authorized signatory record
Name
Rajesh Kumar Sharma
PAN
AAAPK9876R
Role
Authorized signatory · Reliance Industries Mumbai branch
Note · Linked but kept separate from retail identity (corporate-role context).
SF
#12Salesforce FSC
Lead ID: 00Q4x000003kZmAEAU
Name
Mr. Rajesh Sharma
Source
2018 wealth product cross-sell campaign
Duplicate · Lead converted to existing customer. Auto-merged.

Why these records matched

1

PAN exact match (AAAPK9876R)

11 records matched

100%
Auto-applied
2

Mobile + DOB match

2 additional via alternate mobile

96.2%
Auto-applied
3

Name fuzzy + address match

2 additional records

91.8%
Steward-approved
Total cluster size12 records · 98.4% overall

Audit trail

  1. 9 May 2026, 11:42 AM

    System · Auto-merged 9 high-confidence records via PAN match.

  2. 9 May 2026, 11:42 AM

    System · Auto-merged 2 additional records via mobile + DOB match.

  3. 8 May 2026, 4:18 PM

    Sandeep Krishnan · Approved fuzzy match: Apex LOS application APX-LOS-2025-0184 to existing identity (confidence 92.1%, manual review).

  4. 23 March 2024, 9:14 AM

    System · Merged duplicate Finacle retail customer IDs (legacy migration cleanup).

  5. 18 January 2024, 2:33 PM

    System · Initial unified record created from Finacle Retail Core + Pinnacle Life Policy Admin.